Know what an underwriter—or a wildfire—may see before it becomes a surprise.
COMPREHENSIVE WILDFIRE RISK ASSESSMENTS
A detailed 59-point assessment of the property, access, structure, defensible space, and propane conditions, completed by an NFPA-certified wildfire mitigation specialist.
A useful assessment should lead to decisions.
WHAT THE REPORT ANSWERS
01
What stands out?
Identify wildfire-risk conditions across the home and property. .
The goal is about more than a score. It is to identify potential wildfire risks or insurance underwriting concerns, explain what work would address them, and estimate what that work may cost.
02
What needs to change?
Provide a recommended scope of work when & where mitigation is needed.
03
What may it cost?
Include an estimate for the prescribed mitigation work Wildfire Defense can perform.
THE 59 POINTS OF INSPECTION
Five areas. One comprehensive picture.
9
Location
8
Access
17
Home / Structure
23
Defensible Space
+2 points for propane tank when applicable
The final report includes photos and is signed by an NFPA-certified wildfire mitigation specialist.
Do You Need an Estimate—or a Formal Report?
CHOOSE THE RIGHT TYPE OF SITE VISIT
Project Estimate
Free
Site Visit + Estimate
Choose this if your main goal is to discuss mitigation work and receive a project estimate.
These are intentionally separate so there is no confusion when you schedule.
Written Risk Report
$400*
Comprehensive Assessment
Choose this if you need the detailed 59-point review, photos, written findings, and a signed report.
*Price may vary depending on location
ESPECIALLY USEFUL INFO FOR HOMEBUYERS
Add Wildfire Risk to Your Due Diligence.
A standard home inspection and a wildfire risk assessment address different concerns. For a property in Southwest Colorado, understanding mitigation needs before you buy can help you plan necessary work and prepare for conversations with insurers.
Before Offer / Due Diligence
Understand obvious wildfire vulnerabilities and likely mitigation requirements.
Before Insurance Binding
Get better information to guide conversations with your insurance agent or carrier.
Before Budgeting Improvements
Separate urgent risk-reduction work from longer-term property projects.
Why mitigation documentation matters more in 2026.
NEW COLORADO LAW
This new law will help protect Homeowners from losing their insurance if their home & property comply with mitigation standards. This new law will also help Homebuyers acquire affordable insurance if the property they’re looking to purchase complies with mitigation standards.
HB25-1182 became law and took effect July 1, 2026.
For insurers using wildfire risk models or scoring methods, the law includes requirements involving mitigation, risk-score notices, available discounts and appeal processes. Homeowners should use their insurer’s current instructions for any appeal or documentation requirement.
Schedule the 59-point wildfire risk assessment.
NEED A FORMAL REPORT?
Tell us the property’s location, whether you are the homeowner or a prospective buyer, and whether you have an insurance deadline.